Factoring
Same-day Payments
for Your Loads, No Surprises
Keep your fleet moving forward with same-day payments, great customer service, and no hidden fees.
Lightning-Fast Payments
Same-day or next-day cash for your loads or invoices.
Flexible Agreement
Start with a month-to-month agreement to make sure Bobtail is right for you.
Stress-Free Collections
Bobtail manages your invoices with prompt and proactive communications to you and your customers.
Dedicated Support Team
Expert help available in English, Spanish and Punjabi
Competitive Rates
Personalized factoring rate for your fleet with no hidden fees.
Easy-to-Use App
Invoice tracking, anytime, anywhere. On mobile and web.
Lightning-Fast Payments
Same-day or next day cash for your loads or invoices.
Flexible Agreement
Start with a month-to-month agreement to make sure Bobtail is right for you.
Stress-Free Collections
Bobtail manages your invoices with prompt and proactive communications to you and your customers.
Dedicated Support Team
Expert help available in English, Spanish and Punjabi
Competitive Rates
Personalized factoring rate for your fleet with no hidden fees.
Easy-to-Use App
Invoice tracking, anytime, anywhere. On mobile and web.
Bobtail
Mastercard®
Save up to $2.41/gallon*
1,300+ locations with fuel savings, including TA, Petro, TA Express, Speedway, and Casey’s
Fuel Anywhere
Use your fleet card anywhere Mastercard is accepted.
Save $750/truck
With an average savings of 41¢ per gallon, you can save $750 per truck or more every month.
IFTA Reporting
File IFTA taxes faster with automated reports to your inbox.
Stay Secure
Cards come with EMV security chips, plus freeze and unfreeze cards directly in the app.
Track Spending
Get SMS notifications for every transaction and view savings add up in your Wallet.
Fast Approvals
Approval can take just 5 minutes. Get started now.
Fuel Anywhere
Use your fleet card anywhere Mastercard is accepted.
Save $750/truck
With an average savings of 41¢ per gallon, you can save $750 per truck or more every month.
IFTA Reporting
File IFTA taxes faster with automated reports to your inbox.
Stay Secure
Cards come with EMV security chips, plus freeze and unfreeze cards directly in the app.
Track Spending
Get SMS notifications for every transaction and view savings add up in your Wallet.
Fast Approvals
Approval can take just 5 minutes. Get started now.
Why Bobtail?
See how Bobtail stacks up against the competition for factoring and fleet card solutions.
|
Features |
Bobtail Fleet Card |
Old School Fuel Cards |
|---|---|---|
|
Fees |
No Monthly, Transaction, or Setup Fees |
High Fees, Including Monthly, Setup and Late Fees |
|
Network Acceptance |
Nationwide – Use Anywhere Mastercard is Accepted |
Only Specific Retailers |
|
Fuel Discounts |
Up to $2.14 per gallon, 41¢ per gallon on average |
Difficult to Compare Discounts Available |
|
Approval Time |
5-Minute Approval Process |
Days to Weeks |
|
Spending Controls |
SMS Alerts for Every Transaction |
Complex Process to Review Transactions |
|
Transparency |
See Exactly What You’re Saving in Your “Wallet” |
Delayed Spending Insights with Limited Reporting Tools |
|
Security Features |
Easily Freeze & Replace Cards |
Limited Self-Serve Fraud Prevention |
Bobtail Fleet Card
|
Fees |
No Monthly, Transaction, or Setup Fees |
|
Network Acceptance |
Nationwide – Use Anywhere Mastercard is Accepted |
|
Fuel Discounts |
Up to $2.14 per gallon, 41¢ per gallon on average |
|
Approval Time |
5-Minute Approval Process |
|
Spending Controls |
SMS Alerts for Every Transaction |
|
Transparency |
See Exactly What You’re Saving in Your “Wallet” |
|
Security Features |
Easily Freeze & Replace Cards |
Old School Fuel Cards
|
Fees |
High Fees, Including Monthly, Setup and Late Fees |
|
Network Acceptance |
Only Specific Retailers |
|
Fuel Discounts |
Difficult to Compare Discounts Available |
|
Approval Time |
Days to Weeks |
|
Spending Controls |
Complex Process to Review Transactions |
|
Transparency |
Delayed Spending Insights with Limited Reporting Tools |
|
Security Features |
Limited Self-Serve Fraud Prevention |
Ready for Your Fleet Card? – Get Approved in Minutes.
|
Features |
Bobtail Factoring |
Old School Factoring |
|---|---|---|
|
Factoring Fees |
Negotiable Rates, Max 3.24% |
As High as 5%, Plus Fees for Setup, Minimums, Invoices, Credit Checks and More |
|
Cash Flow |
Same-Day Pay, No Extra Charge |
Additional Charge for Same-Day Payments |
|
Contract Terms |
No Long-Term Commitment for the First 90 Days |
1 – 2 Year Contracts with Penalties |
|
Flexibility |
Choose Which Brokers to Factor |
Restrictions on Which Brokers You Can Work With |
|
Customer Support |
Dedicated Customer Success Team |
Long Hold Times, Slow Responses to Emails and Voicemails |
|
Transparency |
No Hidden Fees or Monthly Minimums |
Complex Fee Structures with Hidden Costs |
|
Technology Features |
User-friendly Mobile and Web Apps |
Slow, Confusing Portals with Limited Features |
Bobtail Factoring
|
Factoring Fees |
Negotiable Rates, Max 3.24% |
|
Cash Flow |
Same-Day Pay, No Extra Charge |
|
Contract Terms |
No Long-Term Commitment for the First 90 Days |
|
Flexibility |
Choose Which Brokers to Factor |
|
Customer Support |
Dedicated Customer Success Team |
|
Transparency |
No Hidden Fees or Monthly Minimums |
|
Technology Features |
User-friendly Mobile and Web Apps |
Old School Factoring
|
Factoring Fees |
As High as 5%, Plus Fees for Setup, Minimums, Invoices, Credit Checks and More |
|
Cash Flow |
Additional Charge for Same-Day Payments |
|
Contract Terms |
1 – 2 Year Contracts with Penalties |
|
Flexibility |
Restrictions on Which Brokers You Can Work With |
|
Customer Support |
Long Hold Times, Slow Responses to Emails and Voicemails |
|
Transparency |
Complex Fee Structures with Hidden Costs |
|
Technology Features |
Slow, Confusing Portals with Limited Features |
Start Factoring with Bobtail
Questions?
Check out our FAQs.
